KOA entra con fuerza al mercado: así es su nuevo CDT 100% digital con 11% E.A.

TL;DR

60% of Colombians do not use formal investment products, indicating a need for accessible options.
KOA has launched a digital CDT to simplify savings and investment processes.
The product features simplicity, transparency, and mobile accessibility.
It offers a competitive annual effective rate of 11.0% for a 360-day term.
Deposits are protected by Fogafín's deposit insurance up to 50 million pesos.
Investments can start from 500,000 pesos, catering to both new and experienced investors.
The CDT can be opened within minutes digitally, without in-person procedures or hidden conditions.
Funds can be transferred via PSE from any bank, without requiring a KOA account.
KOA plans to expand its financial solutions with credit and savings products in 2026.

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