Sistemas de pago en Nicaragua movilizan más de 724 mil millones de córdobas en el tercer trimestre de 2025
El Banco Central de Nicaragua (BCN) publicó el 14 de noviembre de 2025 el “Informe de Sistemas y Servicios de Pagos en Nicaragua” correspondiente al tercer trimestre.
TL;DR
- Total transactions across Nicaragua's payment systems (SINPE, SIPA, UNIRED) in Q3 2025 reached 3.3 million, with a value of 724,855.6 million córdobas, marking a 61.1% volume and 29.3% value increase year-on-year.
- SINPE saw operations worth 569,879.1 million córdobas, a 28.6% rise, with electronic funds transfers being the most significant component.
- UNIRED handled 153,814.3 million córdobas across 2,746,521 operations, up 31.5% in value and 88.8% in volume year-on-year.
- SIPA transactions totaled 1,162.2 million córdobas (2,909 transfers), with value and volume increasing by 53.3% and 39.1% respectively.
- Payment instruments experienced a 13.5% value and 19.6% volume increase, with 72.5 million operations totaling 1.3 trillion córdobas.
- Payment card circulation grew by 16.8%, electronic money accounts by 31.9%, and digital wallet users by 28.5%.
- Cash in circulation reached 57,225.9 million córdobas, a 16.6% year-on-year increase.
- Non-face-to-face payment channels saw a 28.6% value and 25.0% volume increase, while face-to-face channels experienced a value decrease of 2.3% but a volume increase of 14.9%.