Tasa de usura para créditos de consumo en Colombia sube a 25,02% en diciembre de 2025
La Superintendencia Financiera certificó la tasa de usura que regirá en Colombia durante diciembre de 2025, con un ajuste al alza frente al mes anteri...
TL;DR
- The usury rate for consumer and ordinary loans in Colombia for December 2025 is 25.02% effective annual interest.
- This rate represents a slight increase from November's limit.
- The usury rate is calculated based on the Current Banking Interest (IBC), which for December was set at 16.68% effective annual interest.
- Other maximum usury rates for December 2025 include 67.74% for small-amount consumer credit and various rates for productive credits.
- Charging interest above these legal limits is considered usury and is punishable by law.