Menos de un millón de pesos y a plazos de 6 meses: así toman crédito los hogares colombianos

TL;DR

70% of consumer credits in the first half of 2025 were for amounts under one million pesos.
70% of these credits had repayment terms of less than six months.
This behavior indicates increased financial prudence and strategic use of credit.
Strata 2 and 3 households account for 68% of loan disbursements, highlighting credit's role in consumption.
Women lead loan applications with 58% participation.
The 26-40 age group represents 40% of credit access.
FGA Fondo de Garantías has guaranteed over $9.7 trillion in nearly 8 million credit operations, benefiting over 3 million Colombians.
Credit is seen as a tool for financial inclusion and improving quality of life.

Continuar leyendo el artículo original