Estado de emergencia, cesantías y salario mínimo elevan la presión de caja sobre las mipymes hacia 2026

diciembre 29, 2025

TL;DR

MiPymes in Colombia face significant financial pressures at the end of December and beginning of 2026.
Key challenges include the economic emergency state, planned 2026 salary increases, and severance payments concentrated in January-February 2026.
Liquidity is crucial for company stability in the first quarter of 2026.
Companies need to review income and expenses and secure financing alternatives for additional payments.
Increased labor costs affect labor-intensive sectors like commerce, services, logistics, and manufacturing.
Elevated costs, narrow margins, and long collection cycles (over 60-90 days) are common.
Demand for flexible financing solutions like revolving credit lines has increased.
Financial system data shows rising payment delays, expected to worsen in December.
MiPymes risk starting the year with slow receivables and immediate obligations.
Liquidity management is a strategic decision to ensure predictable resources and cover payroll and severance.
Companies are seeking tools to anticipate cash needs and avoid operational disruptions due to upcoming regulatory and labor conditions in 2026.

Continuar leyendo el artículo original