economy

diciembre 25, 2025

Pólizas falsas y estafas digitales: cómo protegerse ante el aumento de fraudes en la temporada de fin de año

Entre las prácticas más recurrentes se encuentra la venta fraudulenta de seguros. Foto: IStock

Pólizas falsas y estafas digitales: cómo protegerse ante el aumento de fraudes en la temporada de fin de año

TL;DR

  • Insurance fraud is a major risk, intensifying with online transactions during year-end.
  • Digital fraud schemes use fake websites, social media profiles, and impersonation.
  • In H1 2025, over 27,000 fraud cases resulted in an estimated economic impact exceeding $100 billion.
  • Allianz Colombia prevented over $25.367 billion in fraudulent claims.
  • Common digital fraud methods include fraudulent insurance sales via WhatsApp and phishing text messages.
  • Unauthorized transactions on credit/debit cards under insurer names are also being detected.
  • Recommendations for users include distrusting excessive discounts, verifying websites with 'https://', avoiding personal account payments, and not entering information on dubious links.
  • Incidents can be reported to the National Virtual Complaint System, the National Police, and the Attorney General's Office.