economy
diciembre 25, 2025
Pólizas falsas y estafas digitales: cómo protegerse ante el aumento de fraudes en la temporada de fin de año
Entre las prácticas más recurrentes se encuentra la venta fraudulenta de seguros. Foto: IStock
TL;DR
- Insurance fraud is a major risk, intensifying with online transactions during year-end.
- Digital fraud schemes use fake websites, social media profiles, and impersonation.
- In H1 2025, over 27,000 fraud cases resulted in an estimated economic impact exceeding $100 billion.
- Allianz Colombia prevented over $25.367 billion in fraudulent claims.
- Common digital fraud methods include fraudulent insurance sales via WhatsApp and phishing text messages.
- Unauthorized transactions on credit/debit cards under insurer names are also being detected.
- Recommendations for users include distrusting excessive discounts, verifying websites with 'https://', avoiding personal account payments, and not entering information on dubious links.
- Incidents can be reported to the National Virtual Complaint System, the National Police, and the Attorney General's Office.