Tasas de interés muestran comportamiento con tendencia alcista, según análisis de Bancolombia

Periodista Portafolio13.11.2025 11:43 Actualizado: 13.11.2025 19:51

Tasas de interés muestran comportamiento con tendencia alcista, según análisis de Bancolombia

TL;DR

  • Market interest rates show a lateral trend with slight upward pressure.
  • Monetary policy rate remains at 9.25%, with upward inflation risks and a high fiscal deficit.
  • Market rates have decreased significantly more than the monetary policy rate since March 2023.
  • Loan disbursements are advancing at a double-digit pace, driven by strong private demand.
  • Factors supporting private demand include recovering household income, remittances, high coffee prices, and tourism.
  • Consumption and housing loans are still below 2019 levels, while commercial and microcredit have expanded significantly.
  • Interest rates are expected to remain relatively stable and historically elevated for the rest of 2025.
  • The sustainability of household income sources needs evaluation due to elevated interest rates and inflation risks.